With rising grocery prices straining household budgets, shoppers are turning to digital tools to make every dollar count. Fluz is one such app that offers a simple but powerful way to save—instant cashback when you pay with gift cards, including at major grocery chains. But unlike traditional loyalty programs or coupons, Fluz rewards you for the way you already shop.

Here’s how Fluz works, how to use it efficiently for groceries, and why it’s a must-have for budget-conscious households.

What is Fluz and how does it work?

Fluz is a cashback app that lets you earn rewards by buying and using digital gift cards. Instead of paying with your regular credit or debit card at checkout, you use the Fluz app to buy a gift card in the exact amount of your total and then apply it on the spot.

Because you’re making your purchase through Fluz, the app gives you a percentage of your spend back—sometimes instantly, depending on the retailer. Unlike delayed rewards or points systems, this puts real money back in your pocket quickly.

Explore how it works at the Fluz homepage.

Best grocery stores to use with Fluz

Fluz partners with major grocery retailers, meaning you don’t have to change your shopping habits to get rewarded. If you’re already shopping at these stores, you’re missing out by not using Fluz:

• Get cashback with a Walmart gift card
• Earn cashback with a Safeway gift card
• Save money with a Kroger gift card
• Get rewards with a H-E-B gift card
• Earn cashback with an Albertsons gift card

These gift cards can be used in-store or for online grocery delivery and pickup orders. You simply buy the gift card through the app when you’re about to check out, then scan or enter the number during payment.

Why Fluz beats traditional couponing

Traditional coupons take time to find, clip, and scan—and they often come with product restrictions. Fluz, by contrast, rewards you on total spend, not just select items. That means it works whether you’re buying pantry staples, produce, or even prepared meals.

It also stacks with store rewards programs. For instance, you can still earn points on your Safeway for U account while paying with a Fluz gift card.

How to maximize savings on Fluz

Here are a few tips to get the most out of Fluz for grocery shopping:

• Use the app at checkout to buy the exact amount needed for your total.
  
• Check merchant rates regularly—some stores offer higher cashback during promos.
  
• Combine Fluz with rewards credit cards to earn cashback from both your card and the app.
  
• Refer friends to earn bonus cashback on their purchases, too.
  

Budgeting made easier

Fluz gift cards also function as a budgeting tool. By loading only what you intend to spend, you avoid impulse buys and stay within your weekly or monthly grocery limits. It’s a helpful psychological barrier that encourages better spending habits.

Final thoughts

Whether you’re shopping for a household of five or just managing your personal grocery expenses, Fluz offers an easy, flexible way to earn cashback at checkout—without relying on complicated systems or exclusive stores.

The next time you’re in line or checking out online, take 30 seconds to check the Fluz app. You’ll save money on groceries without changing your routine.