You don’t have to uproot your shopping habits to start saving money at the grocery store. In fact, one of the most effective ways to cut costs is by using digital gift cards—specifically the kind that let you earn cashback instantly, without waiting on rebates or tracking points.
By purchasing grocery gift cards through cashback platforms and using them at checkout (whether in-store or online), you can get rewarded for spending the way you already do. No coupon clipping. No loyalty juggling. Just immediate savings.
Here’s how it works—and how to maximize it.
What makes digital gift cards a smart grocery hack
Digital gift cards, especially those that allow exact payment amounts, can be purchased in real time for your grocery total. Some platforms allow you to buy a gift card right before you pay, so you’re not overbuying or leaving unused balances.
Instead of handing over your credit or debit card at the register, you buy a gift card worth your total, apply it on the spot, and earn cashback just for using that payment method.
How to earn cashback with a Kroger gift card
If you shop at Kroger frequently, you can earn cashback with a Kroger gift card by purchasing it through Fluz and redeeming it during checkout—either by scanning the barcode in-store or applying the number online.
How to get rewards with a Safeway gift card
Safeway shoppers can get rewards with a Safeway gift card, instantly redeemable in the app with cashback deposited into your account after the transaction.
Gift card savings with store delivery or pickup
Online grocery orders count, too. If you’re using services like Walmart Grocery Pickup, you can earn cashback with a Walmart gift card for your exact total and apply it during checkout online.
Apps like Fluz allow you to purchase the gift card at the moment you’re about to pay, making it simple to time your cashback rewards to match the exact order amount.
Better budgeting with gift cards
Digital gift cards also offer psychological benefits for budgeting. By pre-setting the amount you spend, you’re more likely to avoid impulse purchases. Many families use this system weekly—setting aside a fixed budget in the form of a gift card, and sticking to it.
Where to find the best grocery gift card deals
To get the best value, use apps or sites that offer instant cashback, rotating offers, or promo multipliers. Fluz is a strong option here, especially since you can purchase gift cards from major grocery chains like:
You can explore the full list of grocery-friendly retailers at the Fluz homepage.
Final thoughts
You don’t need a complex system of coupons, extensions, or membership cards to save money on groceries. With digital gift cards and platforms like Fluz, you can keep shopping the way you always do—while quietly earning money back each time you pay.
If you’re looking for a smarter way to stick to your food budget, this is one trick that truly adds up.
